Matthew McDonald is a Managing Director within the Credit Policy group at Kroll Bond Rating Agency. Matt joined KBRA in October 2015 to develop the Quantitative Risk Management infrastructure, including Model Governance and Validation. Prior to joining, Matt was a Senior Manager at GE Capital, responsible for validating Commercial Credit and Stress Testing models as well as Portfolio Analytics. He has also held roles at IBM Global Financing, priceline.com and PriceWaterhouseCoopers. McDonald hold an MS in Statistics from Columbia University, an MBA in Finance from the University of Connecticut, and a BA in Mathematics from Colgate University.