Michele Patterson is a Managing Director within the Business Development group at Kroll Bond Rating Agency. She is responsible for business development of mortgage-backed securities, mortgage finance companies and REITs. Michele has over 16 years of experience in structured finance as a rating agency analyst. Prior to joining KBRA, she was a Senior Director of U.S. RMBS at Fitch Ratings where she spent time on both new issue ratings and surveillance. Patterson has a BA in Economics from Binghamton University and an MBA from the NYU Stern School of Business.