Paul Kwiatkoski is a Managing Director in the Public Finance group at Kroll Bond Rating Agency. Paul manages the bond insurance unit. Paul has over 30 years of experience in the financial guaranty industry. Prior to joining KBRA, Paul worked at CIFG where he was the Global Head of Surveillance. Paul also spent time at Enhance Financial Services, Inc. (initially acquired by Radian and then Assured Guaranty) managing their financial guaranty business. During the credit crisis, Kwiatkoski consulted for private equity, hedge funds, and other institutions regarding their exposure to financial guarantors. Before joining Enhance, he worked for Moody’s Investors Service in the public finance group. Paul has an MPA from the Maxwell School at Syracuse University, an AB degree in Government from Cornell University and he holds the CFA charter.