Kroll Bond Rating Agency (KBRA) is an impartial and innovative leader in providing financial strength ratings. It is registered with the U.S. Securities and Exchange Commission as a Nationally Recognized Statistical Rating Organization (NRSRO).
Unlike other rating agencies, KBRA's Subscription Rating Service uses a subscription-based business model, which result in independent, unbiased financial strength ratings published quarterly.
KBRA Subscription Rating Service provides its clients with expert financial strength ratings on nearly 17,000 institutions including:
KBRA will also develop custom reports to meet specific client requests in addition to offering specialized products for public libraries and government agencies. What ratings would you like to see?
KBRA became a nationally recognized statistical rating organization (NRSRO) through the acquisition of LACE Financial Corporation (LACE Financial) in August 2010. LACE Financial was established in 1984 to offer products derived from research on the determinants of the financial soundness of commercial banks. The LACE name was derived from four identified determinants of financial strength: (L)iquidity, (A)sset quality, (C)apital and (E)arnings.
Ratings services were offered primarily on a subscription basis. As the company grew, it expanded coverage by issuing ratings on savings & loans, bank holding companies, credit unions and foreign institutions. Over the years, the firm acquired a reputation for issuing fair and unbiased financial strength ratings.
KBRA is a full services credit rating agency with offices in New York, New York, Frederick, Maryland, and Dresher, Pennsylvania.
Subscription Rating Service Rating Methodologies
|2014-08-22||SRS: A Model for Assessing the Financial Strength of U.S. Banks and Savings & Loans|
|2013-04-22||SRS: A Model for Assessing the Financial Strength of U.S. Credit Unions|
|2013-03-11||SRS: A Model for Assigning Probability of Default Ratings to Corporations|
|2012-09-27||SRS: Assigning Financial Strength Ratings To Title Insurance Companies|
|2012-04-03||SRS: Assigning Financial Strength Ratings to Finance Companies|
|2011-06-10||SRS: Assigning Financial Strength Ratings To U.S. Bank Holding Companies|
|2011-06-10||SRS: Assigning Financial Strength Ratings To Foreign Banks|
Products & Services
Kroll Bond Rating Agency (KBRA) offers a portfolio of products and services designed to assist
clients in evaluating the financial soundness of various types of institutions. Most of KBRA's
products and services are web-based and offered through the KBRA Monitor System.
Browse the products below, or download the product list here: SRS Product List
KBRA Monitor System
KBRA offers a portfolio of products and services designed to assist clients in evaluating the financial soundness of various types of institutions. Most of KBRA’s products and services are web-based and offered through the KBRA Monitor System.
The KBRA Monitor System is a customizable, online database containing:
U.S. Bank Ratings
U.S. Savings and Loan Ratings
U.S. Credit Union Ratings
U.S. Bank Holding Company Ratings
Foreign Bank Ratings for the largest international banks
U.S. Corporate Ratings
The KBRA Monitor System data can be customized to contain data on banks, savings and loans, credit unions, Corporations and any combination thereof. The System also offers flexibility in how the data can be managed by enabling the user to:
KBRA Troubled Bank List
Clients purchasing a KBRA Monitor service for U.S. Banks and U.S. Savings and Loans have the benefit of being eligible to purchase KBRA Bond Ratings' Troubled Bank List for the class of institutions for which they have subscribed.
The KBRA Troubled Bank List is a quarterly update on the institutions Kroll Bond ratings believes have a higher than normal probability of failure.
Included in the report:
Title Insurance Ratings
Kroll Bond Ratings Agency (KBRA) offers two products to evaluate title insurance companies: Claims-Paying Ability Ratings and Commercial Capacity Limits. Both versions are in the form of electronic reports delivered to our clients on a quarterly basis and includes a comprehensive year-end edition and three quarterly updates.
Claims-Paying Ability Ratings
Commercial Capacity Limits
Kroll will deliver your ratings subscription information electronically as a data file to facilitate your "internal only" usage. Standard data files include fields such as Cert Number, City, State, total assets, total equity, YTD earnings, and most recent rating. Custom files can be built for clients interested in receiving additional data.
Kroll will prepare special reports at the request of subscribers to supplement their ratings reports. Analysts will create specialized reports on topics such as specific entities, industry trends, quarterly earnings analysis, and troubled institutions.
Contact Subscription Rating Service
If you are interested in purchasing reports or financial strength ratings, or have questions about our
Subscription Service, please submit the following form. You may also contact the sales team at
301-662-1011 or please email us at firstname.lastname@example.org.
All fields marked with an "*" are required.